The Best Health Advice that’s worked for me

No Net Worth number compensates for needing a neck, back, knee brace to get through the day. The good thing, unlike time, being in the best physical / mental state you can be is not a perishable commodity. It takes more work depending on how much you’ve let it slide, and yes, the raw material, your genes. Anyone, irrespective of age or gender, can improve, whatever their current state. This post summarizes the best health advice I have received and implemented to see benefits. I have been moderately physically active in some shape or form since my late teens. It

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Investing and Life, Balance Sheets matter over Income Statements

How do you follow your investments? If you’re like a lot of people, you keenly await quarterly earnings announcements to track projected versus actual growth in Sales, EBITDA, Net Profit, EPS (Earnings per Share). Positive surprises mean high fives for the minor bump up in stock price. Negative surprises are explained with a range of reasons including “delayed project approval”, “rural distress”, “rising raw material prices” and so on. If the reason for the miss makes sense i.e. they seem significant enough that the company couldn’t have done much, you shrug and move on. The problem with Salient-Recency We use a

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